Planning to take education loan, know 5 important things

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abhishek pal

Further studies after 12th are very expensive. If you get admission in top government colleges then your career is set. To get admission in top private colleges, you should have deep pockets.

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studies after 12th

Some children also want to study outside India. For this also you need money. In such a situation, some students and parents cannot afford such expensive fees, hence they take education loan.

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expensive education

Be it education loan or personal loan or any other loan, it is important for people to know about all the rules and requirements before applying for the loan. Here are 5 important things related to education loan.

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education loan

First of all, your credit score is like a report card which is checked to see whether you are able to repay the EMIs or not. For children's education loan, the credit score of the parents should be good.

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credit score

Now let's talk about interest rates. You can choose between fixed and floating rates. Therefore, find an interest rate that makes it easy for you to pay the EMI.

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Interest rate

The method of giving loan of every bank is different. Some banks send it directly to your college, while others give it to you. Before taking a loan, know these rules of the bank thoroughly.

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loan disbursement

The method of giving loan of every bank is different. Some banks send it directly to your college, while others give it to you. Before taking a loan, know these rules of the bank thoroughly.

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loan disbursement

Another important thing to understand is the margin requirement. This is a percentage of the total cost incurred by you. Different banks have different rules for this, so know these rules beforehand.

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margin requirement

Another important thing to understand is the margin requirement. This is a percentage of the total cost incurred by you. Different banks have different rules for this, so know these rules beforehand.

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Co-application with parents

If you want to do BTECH then check out the names of the best colleges of Bihar, placements are in lakhs.

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